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Taking Control of Your Pharmacy Benefits: Your Money, Your Choices

Business owners could be overpaying for pharmacy benefits by 20-30%. Learn how a Fiduciary PBM helps you reclaim capital you're already spending.

By Ken Kemker • December 13, 2025 • 2 min read

Taking Control of Your Pharmacy Benefits: Your Money, Your Choices

As a business owner, you’re constantly making strategic decisions about resource allocation. Yet one significant expense often remains overlooked: your pharmacy benefits management (PBM) costs.

The Untapped Capital in Your PBM Spend

Specialty drugs now account for roughly 45% of a health plan’s total pharmacy spend, despite being used by just 1–2% of members.

Yet many traditional PBMs operate without Full Disclosure, layering in fees and opaque pricing structures that make it nearly impossible to see where your dollars are really going.

As a result, your business could be overpaying for pharmacy benefits by 20–30% and not even know it.

It’s Money You’re Already Spending

This isn’t about finding new budget dollars. It’s about reclaiming what you’re already spending. When you partner with a Fiduciary PBM, you free up capital that was previously locked in excessive PBM costs.

Imagine what your business could accomplish with the recaptured funds:

  • Enhance other employee benefits
  • Invest in growth initiatives
  • Improve your financial position

One DisclosedRx client recovered over $1.2 million in their first year.

The Cost of Inaction

You know how to better utilize your money than your PBM does. Every month you continue with a traditional, non-fiduciary PBM represents thousands of dollars in misallocated resources.

Taking the First Step

The shift to a Fiduciary PBM model:

  • Can be implemented seamlessly
  • Delivers immediate financial impact
  • Provides better benefits for your employees
  • Aligns your pharmacy benefits with your business goals

As a business owner, you deserve to decide how your money is spent. When it comes to pharmacy benefits, partnering with a Fiduciary PBM frees up capital you’re already spending and puts those decisions back in your hands.

DisclosedRx operates as The Fiduciary and Fully Disclosed PBM®. We believe you deserve to know exactly what your drug costs are, with no shell games, ever.

Request a call with a member of our team and receive a prescription analysis to find out how much you can lower your pharmacy costs:

https://disclosedrx.com/contact

Keep reading.

More short reads on how pharmacy benefits actually work.

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