Saying you deliver savings is easy. Proving it is a challenge.
DisclosedRx has been awarded the $100,000 Credibility Guarantee from the Validation Institute, an independent organization that grades vendor performance claims in the self-funded benefits market.
This guarantee is earned by vendors whose methodology and outcomes can withstand independent scrutiny.
For us, this matters because credibility in pharmacy benefits is not optional.
Why Independent Validation Changes the Conversation
Self-funded plan sponsors are under increasing scrutiny.
The Consolidated Appropriations Act requires fiduciaries to demonstrate a clear, documented understanding of their pharmacy benefit arrangements, including how fees are structured, where revenue flows, and whether the arrangement serves the plan’s interests.
Few PBM contracts pass that test.
Spread pricing, opaque rebate structures, and undisclosed revenue streams have made audit readiness a serious concern for employers and their advisors.
Reported savings are easy to generate.
Defended savings, with a clear methodology, a documented contract, and no conflicts of interest, are rare.
The Validation Institute verifies that, and it is what DisclosedRx has earned.
What the Guarantee Confirms
The $100,000 Credibility Guarantee independently verifies that DisclosedRx delivers what our contracts promise:
- One source of revenue. We are paid by our clients. No rebates retained, no spread pricing, no revenue from manufacturers or pharmacies.
- Full Disclosure. Every dollar in your pharmacy spend is visible, documented, and contractually accounted for.
- Fiduciary accountability. As The Fiduciary and Fully Disclosed PBM®, we are contractually obligated to act in the best interests of our clients, not our own.
What This Means for Brokers and Plan Sponsors
For mid-market brokers advising self-funded clients, vendor credibility is part of your fiduciary responsibility.
Employers are asking harder questions, and rightly so.
They want to know whether reported savings are real, whether the methodology is defensible, and whether the PBM they have chosen is genuinely working for them or for someone else.
Three questions to ask about any PBM arrangement:
- Can the savings methodology be clearly explained to a CFO?
- Is the comparison framework legitimate and defensible?
- Would the contract hold up under an audit review?
DisclosedRx was built to answer yes to all three.
A Different Standard
Full Disclosure means knowing what your plan pays, what it receives in return, and who your PBM is working for.
DisclosedRx was founded on the belief that employers deserve that clarity, and a PBM contractually obligated to serve its clients will always outperform one that is not.
The Credibility Guarantee is validation that our model works.
If you are advising employers who want a pharmacy strategy that is documented and aligned with their interests, we are glad to compare approaches.
View the full Validation Institute Credibility Guarantee: validationinstitute.com/credibility-guarantee