When Lower Costs Aren’t on the Formulary
Why do expensive brand drugs have lower copays than generics? Learn how formulary tier placement affects your plan…
Insights & Education
Tag: PBM
The Rebate Trap: What’s Really Inflating Your Pharmacy Spend
Your employees pay $1,000 for a $500 medication. The difference goes to your PBM. Here's how rebates influence…
When the Numbers Don’t Add Up
A health plan paid $136,000 for medication that should cost $1,300. Learn why Full Disclosure in pharmacy benefits…
How PBMs Went From Solution to Problem
PBMs were created to simplify pharmacy benefits. Now they're the problem. Learn how the middleman model works and…
Looking Ahead to 2026: Setting New Standards in Pharmacy Benefits Management
Plan sponsors deserve complete visibility into pharmacy spend. Learn how fiduciary commitment and Full Disclosure are reshaping PBM…
Is Your Pharmacy “Benefit” Actually Beneficial?
Many employers wonder if their PBM truly delivers value. Learn what a real pharmacy benefit looks like: lower…
Taking Control of Your Pharmacy Benefits: Your Money, Your Choices
Business owners could be overpaying for pharmacy benefits by 20-30%. Learn how a Fiduciary PBM helps you reclaim…
GLP-1s: Why Clinical Management Matters More Than Ever
GLP-1 costs are overwhelming employer health plans. Without clinical oversight, spending doubles or triples. Here's what responsible management…
What Employers Need to Know About the PBM Industry
Spread pricing, rebate manipulation and conflicts of interest: the PBM practices employers should know about, and the contract…